i think like bank america, i still like bankamerica. but, bankamerica up at 19 and the whole financial. if you look at the xl f, just as an index or an exchange traded fund. you see the percentage gain that we've seen this year alone. i think we got way to far ahead of ourselves. the market is going to struggle, banks will struggle throughout 2010 and probably for the first half of 2011. but i don't think you do not want to not have exposure. i think you want to have exposure. looking at citi for example, we hit $5, we tapped off of that. we lost 10%, we've rallied back, on good news on earnings from citi. i think a lot of financial's, if this economic recovery is to be sustainable. there's three sectors you want to pay attention to. it's obviously the banks, transportation, and technology. those are the three leaders come out of the recession. so far, we are seeing the strength in all three of those sectors. i think you still want exposure to the financials. ok, let's move on to the overall market here. stocks, popping up in the last h